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Originally Posted by twinkle
What if you just went to the bank for parking money you needed. I usually pay for everything with my credit card, but I needed $10 cash for parking. That is all I had with me. I did not feel like going back to bank to withdraw another $10.
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Then all you have to say is, "I'm sorry, but I can't help you today." I routinely tell people, "I'm sorry, but I'm not carrying any cash," and nobody has ever pushed further. In a case like this, if the person saw me with cash in hand, I might say, "All my cash is going to pay for parking, and I don't have any extra."
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Plus, I was not sure the woman was really going to use the $10 to buy blankets.
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The thing about giving a panhandler money is that you never really know what they will do with it. You just don't. If that bothers you, and you can't get yourself to a state of detachment and acceptance about it, that's fine. Just admit it, accept that this is your personal feelings on the matter, and let go of any negative feelings (such as guilt) you may have about that.
Some people feel guilty and ashamed because they have money while others are homeless, and while they might not want to give, they do it to avoid feelings of guilt at saying no. Others might be so afraid of others' disapproval and anger that they give out of fear, lest by refusing to give they get shouted at, insulted, or physically attacked. Either way, the giver feels like a sucker and a fool afterward, and resents the recipient for "making" them feel guilty or afraid.
It's okay to have clear intentions for what you want your money to do, and stick to them. That clear intention could be wanting to make sure a homeless person gets a meal and a blanket (rather than booze or drugs), or it could be paying for parking.
So if you want to help people who have fallen on hard times, and you want to know for sure that your money is going toward food, clothing, shelter, detox/rehab programs and the like, see what organizations are providing those things in your community, and support them. I support a food pantry, a women's shelter, and a drop-in center for street kids because they provide genuine help to people who want it.
And yes, I give no-strings-attached cash gifts to the most broken-down street people, but I honestly feel led to do it and there are no negative emotions attached to it. When I do it, it feels right to me. If you don't feel a similar leading, that's perfectly okay. My path is not yours, and does not have to be.
I think part of the reason I do it is because I used to live in fear of never having enough money. I was downright miserly because I had no trust in my ability to keep money flowing into my life. So to give a homeless person $5, or $10, or everything I have in my pocket at the moment, and be okay with that and not worry about the money, is a re-affirmation of my own creative power. I know more is coming--more than I need in order to meet my simple needs--so why not give it? To the brother or sister I give it to, that small gift might be nothing short of a miracle. Or maybe not. I don't know, and I don't have to; I'm just acting on a lesson I needed to learn here, in this body, in this life.