I said, "TzuJanLi and Uhmar's answers seem truest to me."
Please accept my apologies for this callous statement. It is not true. Everyone who responded to this post had useful information and keen insight. I have used everyone's ideas and put them into practice this week. I just realized this yesterday afternoon. I have blundered. Oops...
'All comparison leads to Misery.'
I'm still learning...sorry to offend folks