4. Spend a year in Yeshivah in Israel. Lots of yeshivas here have short-term programs exactly for this reason - to boost your Torah and Hebrew knowledge to the level where you can feel comfortable and confident with the texts. Most of the Yeshivas that offer this kind of thing have a sliding scale for payment which, if you need it, can go all the way down to $0.00.

I highly recommend doing this if you are serious about learning. I can recommend a Yeshivah to you if you would like and try to get some contact info if you'd like to call yourself.