I agree,

That said I do believe that the afterlife is governed what we belief in this life.
As creators of our experience as timeless and multidimensional beings it is up to us what we experience. So after death some will live in their present form in the heaven or the hell of their choosing. Others will in their present form roam the astral planes.

Then there are those that have a different belief and they will go on to experience that.

With Love
Eelco