100% agree with you, but I know that I reincarnated 4 years after I died (found out through meditation) because of different reasons. It doesn't matter how long it takes for you to reincarnate - it's different for everyone. And I don't think that's the main important bit.

However I am still strong on the feeling that we need to EXPERIENCE.
So we come as different genders, races, background, etc...
Of course we can repeat things but that's because perhaps we have not properly faced particular obstacles in our past lives and the universe is giving us a chance to try again.