It could be a hex someone has done against you.
It could be something like kundalini syndrome which can manifest in a person having a heap of bad luck (like brings up all the person bad karma real fast to be cleared).
both those things would be treated in different ways. If its a manifestation of kundalini syndrome, the counteract would be to start doing lots of good deeds and keep doing them till your bad luck changes. I really suggest to do this.
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