From what I've come to understand, yes, we do choose our illnesses and strengths/weaknesses before each life. We choose these things for our spiritual growth and development, and of course, karmic reasons.
I'm sure there are a myriad of reasons that a soul would choose to be born with mental disabilities. Perhaps for those that you stated, or perhaps to allow themselves to spend a life learning how to 'receive' and be taken care of. I would suggest reading books by Michael Newton, as they get into detail about how and why people have chosen different issues for their lives.
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