I heard that they can "finish" it in another reincarnation, some time later. "TIME" is not a factor "over there". You can just learn things (and work out things) at your pace. If you're a slow learner, you can just take your "time".

I think that ghost stories with unfinished business (who don't go into the white light until they finish their business) is not what people think it is, something that people don't quite perceive correctly. It's something that happens, but people give it the wrong interpretation. It's like believing that Jesus, the Son of God was talking to you when you were praying and later learning that yes, someone was talking, but it wasn't as you perceived it, it wasn't exactly Jesus Christ like you thought it was.

So yes, the event is taking place. But what the event represents - that is where confusion is.