One additional comment, one can see our life/incarnation from the perspective of the spirit which is within or attached to the physical body or the physical body which is part of the planetary consciousness.
If we view it as the later then Ghost Rider's view is somewhat valid, yet we are spirit and have an agreement with the planetary consciousness, the Logos to experience life in this reality.
And if we are here in service as many are, we don't come alone, we have support, and would not get trapped in the lower realms.
AnneC I would encourage you to seek a connection with those who are around you, who support you in this incarnation.
Hallelujah, we are almost at the end of it.