They are both, yes. I like the add noting we (can) create our own reality and in fact something to learn (we can do). What about people who cause suffering of others though, are they suppose to learn? You know, often what another person does (themselves) causes suffering in others such as jealousy and wishing they could have things, such as money, etc. All suffering is equal in the mind and cannot be avoided when one thinks about it. What is suffering, in modern times, todays description and feeling is far more open to the individual in how it makes one feel discomfort. Many are here because of what is felt.